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Sumac Wata Group
In this Group: Senovia, Sonia Cayetana, Angelica, Maribel, Victoriana Feliciana, Juan*, Miriam
* not pictured

Update on Sumac Wata Group

These members belong to the “SUMAC WATA” communal bank. The bank is located in the district of Cuzco, in the province and department of Cuzco.

Senovia is a member. She is 48 years old, single, and the mother of 2 children. She works in her business selling vegetables and fruit. She sells apples, oranges, grapes, plantains and tangerines. She also sells carrots, tomatoes and cucumbers. She has a stall in the market where she sells the fruits and vegetables and works from 8:00 a.m. until 5:00 p.m. This members has had this business for 7 years and it is going very well for her. Her dream is to have a locale where she can sell the fruits and vegetables. She is asking for the loan to buy oranges, plantains, grapes, onions, carrots and cucumbers.

The member who is covered with a circle on her face doesn't belong to the Sumac Wata communal bank.

The other members have businesses selling milk, selling cheese, a convenience store and selling food.

This member is grateful to those who have been a part of her dream in this way and she is committed to making her payments on time.
View original language description ↓
Los socios pertenecen al banco comunal “SUMAC WATA”; Este banco se ubicada en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Senovia ella es soltera y tiene 48 años y tiene 2 hijos; La socia trabaja en su negocio de venta de verduras y frutas, la socia vende manzanas,naranjas,uvas,platanos y mandarinas, la socia también vende zanahorias, tomates y pepinos, la socia tiene un puesto de mercado donde vende las frutas y verduras, la socia trabaja desde las 8:00 a.m hasta las 5:00 p.m,la socia ya tiene 7 años en este negocio y le va muy bien, el sueño de la socia es tener un local donde pueda vender las frutas y verduras. La socia solicita el crédito para comprar naranjas, plátanos, uvas, cebollas, zanahorias y pepinos.

La socia que esta tapada con un circulo su cara ya no pertenece al banco comunal Sumac Wata

Los otros socios se dedican al negocio de venta de leche, negocio de venta de quesos, negocio de tienda de abarrotes y negocio de venta de comida.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Previous Loan Details

Mrs. Victoriana is a member of communal bank "Sumac Wata", located in the district of Wanchaq, Cusco province, Cusco department. Mrs. Victoriana is 48 years old, separated and has three children. Besides her daily activities, she also sells children’s clothes such as sweaters, coats and shirts... More from Sumac Wata Group's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 44
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Sumac Wata Group's $5,250 loan helped a member to buy oranges, plantains, grapes, onions, carrots and cucumbers.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 30, 2013
Oct 17, 2013
Currency Exchange Loss:
Feb 17, 2014