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Zhenya is from Ararat, Armenia. She lives with her husband, parents-in-law, brother-in-law, and her five-year-old son. Zhenya’s mother-in-law is a school teacher and her brother-in-law is a construction worker. The family works hard in order to make ends meet.

Zhenya, with the help of her family members, is involved in cattle breeding. In addition, she breeds hens and turkeys and is a beekeeper. She also cultivates tomatoes and watermelons. Farming is a very important source of income for her family. Her husband sells the agricultural products at the local market.

The family currently needs a loan of USD 3,000 to purchase wheat seeds, fertilizers, beehives, and fuel for their agricultural machinery. Zhenya and her family rely on the goodwill and support of all of the lenders and is grateful for their help.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 162
    View loans »
    Armenia Loans Fundraising
  • $17,086,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Zhenya to purchase wheat seeds, beehives, fuel, and fertilizers.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 27, 2013
Oct 23, 2013
Currency Exchange Loss:
Oct 17, 2015