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Roland is an experienced farmer from Aghavnatun village in the Armavir region. He lives with his wife, son, daughter-in-law and one-year-old son. To be able to meet the needs of his family, Roland is engaged in breeding cows and pigs, and in beekeeping. He also cultivates greens, strawberries, and grapes. Roland's family members help him greatly in his everyday farming activities. His son realizes the agricultural products in the local market. As life is getting more expensive day by day, Roland needs to find ways to meet the needs of his family more effectively. A loan of USD 3,000 will be a great support for Roland and his family and will enable him to purchase fertilizers, to buy some forage for the livestock, to purchase cellophane for the greenhouse, and to make previous credit repayments. Roland and his family members will be very grateful to all the lenders for helping them collect the needed loan to sustain their agribusiness.

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About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 167
    View loans »
    Armenia Loans Fundraising
  • $17,075,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $3,000 helped Roland to purchase fertilizers, forage for the livestock, and cellophane for the greenhouse, and to make previous credit repayments.
Repayment Term
27 months (Additional Information)
Repayment Schedule
Sep 28, 2013
Oct 23, 2013
Currency Exchange Loss:
Nov 22, 2013