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Leticia's Group
In this Group: Patience , Leticia , Gladys
This group was started on July 20, 2012. It is composed of three women who run revenue-generating businesses with the goal of increasing their earning capacity. The women have all been living in the same neighborhood, and their main work involves small-scale commerce (polythene products, slippers, and assorted soaps).

Leticia (standing in the middle of the photograph) is the featured borrower of the group. She is 46 years old, married, and the mother of three children (one girl and two boys, all in high school).

Leticia has 20 years of experience selling slippers. She purchases her slippers from the wholesale market, and sells to customers in the community. She intends to take this loan of GHS 600 to expand her business by purchasing one big bag of slippers to sell to customers.

The total amount of GHS 2,100 will be used by the group to buy enough goods to sell to customers.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 37
    View loans »
    Ghana Loans Fundraising
  • $12,529,300
    Funds lent in using Kiva
  • 2.2
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Leticia's Group's $975 loan helped a member to purchase one big bag of slippers to sell to customers.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Oct 10, 2013
Oct 23, 2013
Currency Exchange Loss:
Jun 17, 2014