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Munisa was born in 1976. She is a cheerful, hard-working woman and has two kids, ages 10 and 19. She has raised the children alone ever since her husband died a few years ago. Munisa has a college degree in education and has taught middle school for more than 18 years. She is glad that she chose a job she loves. Munisa has been working to build a house for her son for the last couple years, but she can't finish building it now that she only has her small income from teaching. She has asked for a loan of 10,000 somoni to buy building materials like wood and slate to finish the roof. She awaits your kindness.
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Муниса родилась в 1976 года. Она трудолюбивая и жизнерадостная женщина. Муниса имеет 2 детей, которым 19 и 10 лет. Она единственная кормилица своих детей, так как несколько лет назад ее муж умер, и она осталась без кормильца. Муниса имеет высшее образование преподавателя. Она более 18 лет работает учительницей в средней школе. Она любит свою профессию и рада, что выбрала эту профессию. Муниса уже несколько лет строит дом для своего сына, но так как она имеет маленькую зарплату, она не может достроить дом. Она запрашивает займ на сумму 10000 сомони для покупки строительный материалов как древесина и шифер, так как она должна сделать крышу. Она ждет вашу доброту.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Tajikistan

  • $2,700
    Average annual income
  • 223
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Munisa to buy building materials such as slate and wood for a new house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 16, 2013
Oct 16, 2013
Currency Exchange Loss:
Apr 17, 2015