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Update on Gjon

Gjon breeds milk cows and sells dairy products at the village market to earn a living. He single-handedly supports his family of six with his income.

Gjon took out a previous loan in order to repair the stable where he keeps his cows, and this was very beneficial to his business. He feels very grateful to his lenders.

He is now seeking a new loan in order to further expand the stable. He reports, "My animals have no space to sleep well, so by expanding the stable they will have enough room to move inside and sleep well."

Previous Loan Details

Gjon, is a 54-year-old villager and a father of three school-aged children. Two of them are at universities and one attends high-school. He lives in the northwest of Albania. He and his wife have been taking care of his mother-in-law because the father–in-law passed away after being brutally tort... More from Gjon's previous loan »

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Albania

  • $10,700
    Average annual income
  • 8
    View loans »
    Albania Loans Fundraising
  • $3,213,425
    Funds lent in using Kiva
  • 104.5
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Gjon to expand the existing stable.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Oct 2, 2013
Oct 24, 2013
Currency Exchange Loss:
Oct 17, 2015
This photo was used before for a previous loan for Gjon. It was first posted on Kiva on Dec, 2012. Learn More