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A 35-year-old resident of Vanadzor city, Kristine graduated from the Vanadzor State Medical College in the faculty of Obstetrics. She works at the Vanadzor Medical Center as a nurse. Kristine is married to a member of the National Security Border military force, and she has a daughter and a son. Both Kristine and her husband work very hard in order to provide their family with good living conditions, and they have managed to save some money.

Kristine is now requesting a loan of 1.000.000 Armenian drams which, together with their savings, will help them to buy a car for the family.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 175
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • 407.7
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,475 helped Kristine to buy a car for her family.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 20, 2013
Oct 23, 2013
Currency Exchange Loss:
Oct 17, 2015