A loan of $1,000 helped to buy floorboards and wooden windows to install into his house.


Sem's story

Sem is 34 years old, married and a loving father of a child who is attending the local primary school. Sem is skillful in sculpting statues for sale. He usually makes them by taking orders from his customers. He normally earns a net income of $6 per day as estimated by the credit agent. He has been in this occupation for nearly 7 years.

Sem plans to build a house for his own family members, but he needs to buy more building materials such as floorboards and wooden windows to install into his house. Because he has insufficient capital, he has requested a loan of 1,000 US dollars from HKL. He will pay off this loan with the income and earnings that he generates from his business. His dream is to finish building his home so that he can improve his family's living conditions.



Loan details


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Loan details