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Ausberto is 34 years old. He only went to school through the first grade. He is married and his wife is a housewife. He has two children and they are in school.

He is a barber by trade and has done this for 7 years. His father was the one who taught him this work. Before becoming a barber, he worked as a farmer. In addition, he worked in a factory, but he had to commute a long way and he barely had time with his family. One day, he was worried because he had nothing for his family. He remembered his father's words: "this will be useful for you when you have a home". Today he is grateful that his father taught him this work. He is getting his family ahead and the best thing is that he spends more time with them. His schedule is from 7: 00 AM till 2:30 PM, because later he goes to church with his family.

The loan will be invested in buying a dozen and a half of sheeting and wood to build his house because where he lives now isn't his. His dream is to pay off the loan to keep his doors open. His dream is to build a brick house and for his children to graduate from college.
View original language description ↓
Ausberto de 34 años de edad, solo estudio primer grado, esta casado y su esposa es ama de casa, tiene dos hijos, y están estudiando.

Él es barbero de profesión y lo ejerce desde hace 7 años, su papá fue quien le enseño el trabajo. Antes de ser barbero,trabajo en la agricultura. Además, trabajo 5 años en una maquila, pero le tocaba viajar lejos y no tenia casi tiempo para su familia, un día que se encontraba preocupado por que no tenia nada para su familia,se acordó de las palabras que le dijo su padre. “Esto te va ha servir, cuando tengas tu hogar”, y hoy agradece lo que su padre le enseño con ese trabajo, esta sacando a delante a su familia, y lo mejor es que pasa más tiempo con ellos. Su horario es desde las 7: 00 AM, hasta las 2:30 PM porque después se va con su familia para la iglesia.

El préstamo sera invertido en la compra de una docena y media de lamina, y madera para construir su casa porque donde hoy vive, no es de él. Su sueño, es poder cancelar el crédito, para tener las puertas abiertas, porque su sueño es construir una casa de ladrillo y ver a sus hijos graduarse en la universidad.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About El Salvador

  • $7,500
    Average annual income
  • 533
    View loans »
    El Salvador Loans Fundraising
  • $31,772,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Ausberto to buy a dozen and a half of sheeting, and wood to build his house because where he lives now isn't his.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 27, 2013
Oct 16, 2013
Currency Exchange Loss:
Mar 17, 2014