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Update on Bintu

Bintu is 35 years old, married, and has two children, ages 11 and 7. She has two additional dependents, who live with her for schooling in the city.

In 2009, Bintu established her frozen fish business. She began her business to help her husband in solving some family issues. Her business is located in the outskirts of the city. and her main customers are women. Working seven days a week, 11 hours a day, she earns about 800,000 every month from this business.

Bintu is requesting a loan of 4,000,000 SLL, which she will use to purchase frozen fish to sell. She hopes that this loan will increase her profits.

In the future, Bintu plans to get one cool room for her to start generating income. She was still unable to get a cool room, but she is still hoping to get one that will help her get more profit.

She thanks you for your support.

Previous Loan Details

Bintu is 34 years old, married, and has two children. She has two additional dependents, who live with her because of the quality of education in the city. In 2009, Bintu established her frozen fish business. She began her business to aid her husband in solving family issues. Her business is loc... More from Bintu's previous loan »

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Sierra Leone

  • $2,100
    Average annual income
  • 41
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,338.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Bintu to purchase cartons of fish to sell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 4, 2013
Oct 22, 2013
Currency Exchange Loss:
Mar 31, 2015
This photo was used before for a previous loan for Bintu. It was first posted on Kiva on Mar, 2013. Learn More