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Hermina 55 years old. She is married and has four children. She is a resident of Balamban, Mahayag, Zamboanga del Sur, Philippines. She earns a living through farming and she has been a decade in this business.

She has been a member of PMPC since July 2011 and enjoys the privileges of being a member of the Cooperative. Now she is applying a loan of Php35,000 to buy addtional farm inputs such as seedlings and fertilizers. Through PMPC, her business is now growing.

Hermina deeply wishes to maintain a member in good standing with PMPC.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 442
    View loans »
    Philippines Loans Fundraising
  • $69,767,025
    Funds lent in using Kiva
  • 43.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Hermina to buy addtional farm inputs such as seedlings and fertilizers.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Oct 10, 2013
Oct 22, 2013
Currency Exchange Loss:
Oct 23, 2014