A loan of $475 helped to build a green house.

Joyline's story

Joyline lives in the Litein area of Kenya. She has one child and has worked as a farmer for nine years. Her primary income sources are milk, eggs and tea.

Joyline says that the most enjoyable thing about farming is selling her products. Her biggest challenge is insufficient capital.

Joyline was asked why she chose Juhudi Kilimo for this loan, and she said that they had low interest rates. She said that she learnt about savings during Juhudi's required micro-finance training session.

Her highest monthly expense is farming costs. When asked 'How will this loan benefit her family?', Joyline replied 'Better living standards.'

As part of Juhudi's loan appraisal process, each borrower's assets are evaluated. Joyline owns the following: 'cow, poultry' but does not own 'pig, pump, bicycle, motorcycle, automobile'. Juhudi Kilimo also tries to measure any change in living standards based on this loan. This borrower has in the household 'mosquito net, electricity' but does not have 'solar power, running water, sewing machine, TV, DVD'.

Loan details

Lenders and lending teams

Loan details