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Banco Mujer Ditsöwo Group
In this Group: Elizabeth, Nidia , Icelda, Irene, Maribel, Daysi, Elidieth, Betty
Elizabeth’s president of the Ditsöwö communal bank, a group of indigenous women from the Talamanca zone. This very hardworking woman is 35-years-old and in a common law relationship. She has three children; one in elementary school and two in secondary. Her spouse works as a laborer on a small farm earning minimum wage which is why Elizabeth seeks ways to contribute towards family expenses.

She works raising chickens to sell among her neighbors. This is her second loan and she will use it to buy chicks, feed, concentrate and vitamins. This injection of capital will be of much help for her to increase production. Her plan for the future is to continue covering her children’s schooling costs.

There are seven additional members with Elizabeth who are going to invest in their commercial and animal husbandry activities.
View original language description ↓
Elizabeth es la presidenta de Banco Mujer Ditsöwö, un grupo de mujeres de indígenas de la zona de Talamanca. Esta mujer tan trabajadora tiene 35 años, vive en unión libre y tiene 3, uno de ellos en la escuela primaria y 2 en secundaria. Su compañero trabaja como agricultor en una pequeña finca, su salario es mínimo, por ello Elizabeth busca la forma de aportar para cubrir los gastos familiares y se dedica a la cría de pollos de engorde, que los vende entre sus vecinos. Este es el segundo crédito que solicita y lo va a invertir en la compra de pollos, alimentos, concentrados, y vitaminas. Esta inyección de capital va ser de mucha ayuda para aumentar su producción. Su plan a futuro es seguir cubriendo los gastos de los estudios de sus hijos. Junto a Elizabeth están 7 socias más q ue van a invertir en actividades comerciales y agropecuarias.

Additional Information

More information about this loan

In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.

About Fundacion Mujer:

Fundación Mujer is an organization specializing in the financial and personal development of female entrepreneurs in Costa Rica. They seek to reach underserved populations that may include indigenous communities, immigrants, refugees, victims of domestic violence or women living with HIV/AIDS. Fundación Mujer offers courses in both business and personal development, as well as training in concrete skills such as sewing and other crafts.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Costa Rica

  • $12,900
    Average annual income
  • 3
    View loans »
    Costa Rica Loans Fundraising
  • $4,820,575
    Funds lent in using Kiva
  • 503.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A portion of Banco Mujer Ditsöwo Group's $3,975 loan helped a member to buy chicks, concentrate, feed, vitamins, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 5, 2013
Oct 15, 2013
Currency Exchange Loss:
Dec 20, 2014