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Mario Fredys Ernesto
Mario, 52, has a spouse and three adult daughters aged between 20 and 25. He was only able to complete ninth grade. His wife’s a merchant and has a small snack bar at a school where she sells snacks. She gets up every morning at 4am to get the things ready to sell at 7am

Mario works in agriculture, an occupation he learned from his father. To get to his place of work he walks a distance of one kilometer to reach his parcel. He works all morning while his wife tends to the school snack bar. Later, when each finishes their work day they care for their animals in a leased pasture.

The loan will be used to buy a dairy cow to add to milk production and increase family income. In future, Mario hopes to buy land to keep his animals and not have to pay to lease it.
View original language description ↓
Mario de 52 años de edad, esta acompañado y tiene 3 hijas, todas mayores de edad y de entre 20 y 25 años. Solo pudo estudiar hasta 9° grado. Su esposa es comerciante y tiene un pequeño cafetín en la escuela, en el que vende golosinas. Todos los dias se levanta a las 4 de la mañana para preparar su venta y tenerla lista para las 7 de la mañana.

Mario es agricultor, oficio que aprendio de su padre, para llegar al lugar donde trabaja, camina 1 kilometro hasta la parcela, trabaja durante toda la mañana, mientras su esposa atiende el cafetín de la escuela. Después, de que cada uno termina su jornada da trabajo, cuidan sus animales en un potrero alquilado.

El préstamo sera usado para comprar una vaca lechera, para contribuir a la produccion de leche y los ingresos para la familia.

En un futuro, Mario espera comprar un terreno para tener su animales y no tener que pagar para que le alquilen uno.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 499
    View loans »
    El Salvador Loans Fundraising
  • $31,360,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $350 helped Mario Fredys Ernesto to buy a dairy cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Oct 9, 2013
Oct 15, 2013
Currency Exchange Loss:
Feb 17, 2014