A loan of $1,975 helped a member to buy stock merchandise for her store.

G.s. Dios Es Amor Group's story

The “Dios es Amor” (God is Love) communal bank consists of three members. Santos Francisca, 47, is single living in Chinandega Department in the west of the country. She owns a bakery in a district adjacent to her address and she also owns a mill whose services she sells to her community. She also has a small grocery store that produces extra income. She pays cash for all her purchases. She started her businesses with her own capital in order to support her children.

Julia, 46, is single and is from the same place. She sells general merchandise and also sells mobile phones, accessories, silver, laminated and steel jewelry. She pays cash for her purchases and sells from place to place in other places for cash and on credit collecting weekly, biweekly and monthly. One of her goals and objectives is to be able to make the business grow to increase her income.

Dany, 29, is also from the same place. He owns a bakery located near his home and pays cash for his raw materials. His sales are cash-based and are from place to place in adjacent districts. One of his dreams is to improve his bakery’s tools to improve production and earn higher income.

The God is Love group is requesting the loan to buy working capital that will be used to improve the businesses and provide economic stability for their families this way.

In this group: Santos Francisca, Julia Bertha , Dany

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Translated from Spanish by Kiva volunteer Polliz

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