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José Luis
José Aguilar lives in Managua. He is married and has three school aged children. He works in the plumbing section of a state enterprise. José is requesting a loan to invest it in the kitchen of his house which needs improvement. He is grateful for this opportunity offered him by Kiva to improve his house.
View original language description ↓
El señor José Aguilar vive en Managua casado con tres pequeños de los cuales están en edad escolar.
Trabaja para una empresa del estado en el área de fontanería.
José está solicitando un crédito para invertirlo en la construcción del área de su cocina ya que esta no presenta las condiciones necesarias.
Ala vez manifiesta su agradecimiento por esta oportunidad que le está dando kiva para mejorar su casa.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.


About Nicaragua

  • $4,800
    Average annual income
  • 52
    View loans »
    Nicaragua Loans Fundraising
  • $26,297,675
    Funds lent in using Kiva
  • 25.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped José Luis to buy construction material.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Sep 20, 2013
Oct 14, 2013
Currency Exchange Loss:
Oct 26, 2014