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Genya is 56 years old and she lives in the village of Khashtarak which is in Tavush region. Genya is a widow. She has two sons and one of them is already married and lives separately with his family.

Genya works as a teacher at the local school, but her family mainly relies on income from farming. In her small farm she has three rotund piglets and twenty chickens. She mainly sells eggs from her house and from time to time also some poultry and pork. She also cultivates tomatoes and cucumbers, beans and onions. She says her work and farming income has helped her to cover of her family’s needs and also to organize her son’s wedding party.

She asks a loan of 1.100.000 Armenian drams in order to develop her farm, to buy two cows and a lot of animal fodder.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 111
    View loans »
    Armenia Loans Fundraising
  • $16,727,525
    Funds lent in using Kiva
  • 408.1
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,700 helped Genya to buy two cows and a lot of animal fodder.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Sep 20, 2013
Oct 21, 2013
Currency Exchange Loss:
Jan 17, 2016