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Saadat is 53 years old, married, and is raising four children with her husband. She has a high school degree, and she works as a nurse at the village hospital. The main source of income for the family is their livestock. She started the livestock business 20 years ago. Because of her and husband's hard work and perseverance, the family now owns 20 sheep and one cow.

In order to repair the roof of the stall and their house, Saadat has applied for a loan of 1600 AZN.

Additional Information

About VisionFund AzerCredit:

Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.

While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.

AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.


About Azerbaijan

  • $10,800
    Average annual income
  • 26
    View loans »
    Azerbaijan Loans Fundraising
  • $14,888,475
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,050 helped Saadat to repair the roof of the stall.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 25, 2013
Oct 24, 2013
Currency Exchange Loss:
Dec 20, 2014