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Orifdzhon is a cheerful and positive man of 35. He was unable to have his own family, since he has had an incurable illness since childhood. But this stroke of fate has not broken him, and to this day he continues to live and be happy for other people. Orifdzhon is a very hardworking man who lives with his parents and, in order to not be fully dependent on them, runs his own business. He sells CDs at the local market, for which he has a small stall. He receives good earnings from this business and is able to help his parents cover living costs. But as insurance for the future, he needs to expand his business. He didn't have enough of his own capital to attain his dreams of business expansion, and has turned to Arvand for a loan. Orifdzhon would like a loan to purchase various high-quality CDs for further resale. He thanks Arvand in advance for the support.
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Орифчон жизнерадостный и позитивный мужчина в возрасте 35 лет. Он не смог создать свою семью, так как с самого детства имеет неизлечимую болезнь. Но этот удар судьбы не сломал его, и по сей день он продолжает жить и радоваться за других людей. Орифчон очень трудолюбивый человек. Он живёт со своими родителями, и чтобы полностью не быть на их обеспечении, он сам ведёт свой бизнес. Он продаёт диски на местном рынке. Для этого у него есть небольшой ларёк. От этого бизнеса он получает хороший доход и может помогать своим родителям иметь достаточно финансов на проживание. Но, чтобы обеспечить своё будущее, ему нужно расширять свой бизнес. Чтобы осуществить свои мечты о расширении своего бизнеса, ему не хватило собственного капитала и он обратился за кредитом в Арванд. Орифчон хочет получить кредит, чтобы закупить различные диски в большом количестве для дальнейшей продажи. Он заранее благодарит Арванд за поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.


About Tajikistan

  • $2,700
    Average annual income
  • 212
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Orifdzhon to buy CDs for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 2, 2013
Oct 14, 2013
Currency Exchange Loss:
Nov 17, 2014