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Naila, 59, is married, and together with her husband, she is raising five children. She has a secondary education. As the main source of income for her family, she practices livestock breeding. She started this business 31 years ago, with an initial purchase of cattle. Thanks to her hard work, she currently has a milk cow, heifer and sheep on her farm.

For the purpose of further developing her business she has applied to VFAC for a loan in the amount of 1000 AZN to buy one cow to increase the size of her herd. She intends to save money for the wedding of her daughter from the income.

Additional Information

About VisionFund AzerCredit:

Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.

While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.

AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.


About Azerbaijan

  • $10,800
    Average annual income
  • 52
    View loans »
    Azerbaijan Loans Fundraising
  • $14,698,475
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD