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Seyyaf is a driver who is married with two children. He is 32 years old. They havebeen IDP (internally displaced persons) for 20 years and now live in Alixanli village in Fuzuli region, near a war zone. Their condition of life is very difficult. Seyyaf’s wife Surayya is a housewife and is not engaged in income-generating work. His children are aged 3 and 5. The elder child goes to pre-school preparation and his little child goes to kindergarten. It was noted that Seyyaf is a driver, but he doesn’t transport passengers in the city. Instead, Seyyaf is engaged in transportation between villages. For 7 years, he has been engaged in this work. Today his car is broken and he can’t work.

Today he needs 2100 AZN to repair his car. He wants to buy a new wheel and a motor for his car. Seyyaf is sure that if his car is repaired, his monthly income will increase and his family's quality of life will be better.

Seyyaf is thankful to Komak and Kiva for the aid. In the future he wants to open a food market of his own.

Additional Information

More information about this loan

This loan supports Komak clients who are designated as Internally Displaced Persons (IDPs) in Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border. Azerbaijan is home to over 600,000 IDPs, who face limited access to employment adequate housing, water and electricity. Many of these people have also failed to qualify for loans through formal channels due to low income and lack of collateral. Komak has been working to support IDPs since 1999. By funding this loan, you are creating opportunities in extremely underserved communities.

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.


About Azerbaijan

  • $10,800
    Average annual income
  • 25
    View loans »
    Azerbaijan Loans Fundraising
  • $14,902,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,700 helped Seyyaf to buy a new wheel and a motor for his car.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 25, 2013
Oct 21, 2013
Currency Exchange Loss:
Oct 17, 2014