A loan of $250 helped buy animal feed for her dairy cows.


Josphine's story

Josphine is married and has one child. She describes herself to be self-motivated.

She operates a dairy farm where she keeps cows that produce milk to sell. She has been involved in this business for 10 years. Her business is located in an area good for dairy farming, and her primary customers are local residents. She describes her biggest business challenge to be lack of enough funds.

She will use the KES 20,000 loan to buy animal feed. Her business goal is to own about 20 dairy cows within five years.

She hopes that in the future, she will improve living standards and excel in business. This is her first loan with SMEP DTM.


Loan details


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Loan details