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Vat is 73 years old, and a very industrious woman. She operates a farming business to earn income for her family. She is a widowed mother of two children, living together in Kampong Cham province.

Vat, at her age, still has ambition to go ahead in her current business, so she patiently works hard with what she can do to achieve her dream. Her children also serve her as her motivation to work out their plans.

She is now borrowing a loan of KHR 600,000 to invest in other business activity to double her income. This loan will be used to buy fishing materials such as boats, nets, hooks, and other traps for her son, so he can start fishing in this season.

She hopes this loan will be approved, and she promises to pay on time. She is hoping to achieve financial stability someday.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 73
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,060.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $150 helped Vat to buy fishing materials such as boats, nets, hooks, and other traps for her son.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 13, 2013
Oct 20, 2013
Currency Exchange Loss:
Oct 17, 2014