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Hean is a resident living in a peaceful village of the Baray district, Kampong Thom province. She devotes herself to a business of making and selling a kind of Khmer cakes. She is now 53 years old, a widow with no children. She relies on herself to generate income and to stabilize her living. However, the income from her business is barely enough to cover her daily costs.

At the moment, she has requested a loan of KHR 3,000,000 to pay labor costs incurred in fixing her kitchen. She will also use a portion of the loan to buy ingredients for making her cakes, such as rice and soybean.

She is very thankful for the loan support, which will allow her to increase her sales and thereby make additional income.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Cambodia

  • $2,600
    Average annual income
  • 147
    View loans »
    Cambodia Loans Fundraising
  • $41,481,900
    Funds lent in using Kiva
  • 4,060.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Hean to pay labor costs incurred in fixing her kitchen.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 13, 2013
Oct 20, 2013
Currency Exchange Loss:
Oct 17, 2014