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Ismael is 63 years old. He finished the second grade, and for about five years, he took classes at night. Ismael is married with one son, age 18. His wife is a homemaker, and his son works in agriculture. Ismael says that he has to provide for his wife and son.

Ismael has worked in agriculture since he was ten years old. He learned to farm from his father, who used to bring him along to help with the oxen, the plough and planting crops, especially corn and beans. Ismael has 7,000 square meters of corn planted and 3,5000 square meters of beans. He also grows yucca on a plot of land by his home. Ismael says that he walks about ten minutes to reach his fields, and that he works from six to ten in the morning, and returns in the afternoon to keep an eye on the crops.
Additionally, Ismael buys a few baby chicks, which he later sells when they are fully grown to make money.

Ismael is requesting this loan, which he says he needs urgently, to buy agricultural supplies to control infestations in his crops. He will use it to buy fertilizer and pesticides against maggots and flies, as well as leaf pesticide for his beans, which are infected with a fungus that is burning the leaves. Ismael says that the loan will help his entire family, because he does not have the money to buy what he needs.

Ismael hopes to continue working in the fields to provide for his family. He says that the loan will help him to have a larger harvest, which will increase his income so that he can pay for his family’s basic needs.
View original language description ↓
Ismael de 63 años, estudio hasta 2° grado, además en ocasiones estudiaba en la nocturna por unos 5 años, actualmente está casado y su pareja se dedica a los oficios domésticos, tienen 1 hijo de 18 años que se dedica a los trabajos de la agricultura, nadie más viven con ellos y el cliente es el encargado de mantener a su pareja e hijo.

Ismael se dedica a la agricultura desde que tenía 10 años de edad, aprendió ya que su padre lo llevaba para que le ayudara con los bueyes en el arado y a sembrar especialmente maíz y frijol. Además se dedica a comprar pollitos en poca cantidad, para venderlos ya grandes y eso le genera ingresos, siembra yuca en un terreno en su casa, actualmente tiene su parcela y siembra maíz 7,000 metros cuadrados y 3,5000 de frijol; camina 10 minutos aproximadamente y trabaja en la horas de la mañana de 6 a 10 am y en la tarde va a supervisar el terreno.

Necesita del préstamo ya que le urge comprar insumos agrícolas especialmente abono y pesticidas para la plaga contra gusanos y la mosca, también para comprar pesticidas para el follaje del frijol, ya que es atacada por un requemo. Con el préstamo será beneficiada toda la familia por la ayuda que se brindara, ya que no cuenta con el dinero para comprar lo que necesita.

Espera seguir trabajando en la tierras para seguir manteniendo a su familia, el préstamo le va ayudar porque con eso espera obtener mayor producción y generar más ganancias y con eso comprar lo básico para cubrir las necesidades del hogar.

Additional Information

More information about this loan

This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 398
    View loans »
    El Salvador Loans Fundraising
  • $31,278,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Ismael to buy agricultural supplies to control infestations in his crops.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Sep 18, 2013
Oct 12, 2013
Currency Exchange Loss:
May 22, 2014