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Jose Manuel

Update on Jose Manuel

Jose makes clothing. His previous loan went well; he used it to buy supplies and to repair a machine. This time Jose requests a loan to buy fabric in bulk for making clothes. He is happy and thankful for this opportunity to grow his business.
View original language description ↓

El Sr. Jose con la misma actividad de la confección de prendas de vestir, cuenta que le fue bien con el anterior crédito ya que lo utilizo en la compra de material y refacción de una maquina, en esta ocasión solicita el crédito para la compra de tela por mayor para la confección de prendas de vestir , se siente feliz y agradecida por la oportunidad que le dan para crecer en su negocio.

Previous Loan Details

José, 34, is married and has two children who are 12 and 10 years old. His activity is designing and manufacturing children's sportswear. The designs are his own and they are simple which makes them affordable. His workshop is located in the city of La Paz’s Sewenkani zone. This is the first ... More from Jose Manuel's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Bolivia

  • $5,500
    Average annual income
  • 127
    View loans »
    Bolivia Loans Fundraising
  • $36,721,100
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Jose Manuel to buy fabric.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Sep 14, 2013
Oct 12, 2013
Currency Exchange Loss:
Sep 22, 2014
This photo was used before for a previous loan for Jose Manuel. It was first posted on Kiva on Oct, 2012. Learn More