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Update on Bertha

Bertha is still selling secondhand clothing. She says that her previous loan, which she used to buy a bundle of clothing, went well. She expanded her business and increased her customers, and thus her income. She is currently requesting a loan to buy wholesale clothing. She is happy and grateful for this new opportunity she is being offered.
View original language description ↓
La Sra. Bertha sigue con la actividad de la venta de la venta de ropa de segunda, cuenta que le fue bien con el anterior crédito ya que lo utilizo en la compra de un fardo de ropa, creció en su actividad e incremento su clientela, y por ende sus ingresos económicos, en esta ocasión solicito el crédito para la compra de de ropa por mayor, se siente feliz y agradecida por esta nueva oportunidad que le brindan.

Previous Loan Details

Bertha, 50, is married and has a 19-year-old son. Bertha sells second-hand clothes. She has a sales stand in one of the city of La Paz’s busiest markets. This loan is her second sequence in the institution. Bertha will use this loan to buy a bundle of winter season clothes like jackets and ... More from Bertha's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Bolivia

  • $5,500
    Average annual income
  • 109
    View loans »
    Bolivia Loans Fundraising
  • $36,698,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,500 helped Bertha to buy wholesale clothing.
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 13, 2013
Oct 12, 2013
Currency Exchange Loss:
Nov 11, 2013
This photo was used before for a previous loan for Bertha. It was first posted on Kiva on Aug, 2012. Learn More