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José Emilio

Update on José Emilio

Jose, 32, is single and lives with his parents in the rural community of Gracias, Lempira Department. Jose has worked in agriculture since he was very young, specifically in planting corn and beans. He is currently requesting a loan of 12,000 HNL to invest in buying fertilizers and pay for labor costs to improve management of his crops. With this loan, he hopes to increase production and use the income to care for his parents.
View original language description ↓
José, tiene 32 años de edad, es soltero, reside en compañía de sus padres en una comunidad rural del municipio de Gracias, Departamento de Lempira. José desde muy joven se ha dedicado a la agricultura, específicamente a la siembra de maíz y frijol. Actualmente ha solicitado un préstamo por la cantidad de 12,000 Lempiras los que piensa invertir en la compra de fertilizantes y pago de mano de obra para brindarle un mejor manejo a sus cultivos. Con el apoyo financiero obtenido él espera aumentar su producción y utilizar sus ganancias en la manutención de sus padres.

Previous Loan Details

Sr. José is 31 years old, single, and lives with his parents in a rural community in the town of Gracias, Department of Lempira. He has engaged in farm work from a very young age, specifically the cultivation of corn and beans. José is currently requesting a loan in the amount of 12,000 HNL... More from José Emilio's previous loan »

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Honduras

  • $4,800
    Average annual income
  • 54
    View loans »
    Honduras Loans Fundraising
  • $9,879,400
    Funds lent in using Kiva
  • 20.5
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped José Emilio to buy fertilizers and pay labor costs to help on his coffee farm.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 19, 2013
Oct 12, 2013
Currency Exchange Loss:
Oct 17, 2014