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María Elena
María Elena is a mother to four children, one of whom still depends on her. María works as a street vendor, selling jewellery in one of the markets in the city of León. She has been doing this work for 15 years, selling her products from 6am until 1pm.

This loan will be used to buy toothpaste, purses, bags, earrings, hair dye, and other items.

Ceprodel loans have helped María to buy better quality products to offer her customers and the general public. With profits, she has been able to improve her home and has increased her stock levels. María dreams that her business will continue growing every day.
View original language description ↓
La señora María Elena, es madre de 4 hijos de los cuales 1 está a su cargo, es vendedora de bisuterías ambulante en uno de los mercados de la ciudad de león, desde hace 15 años, ofertando sus productos desde las 6:00 am y finaliza hasta las 1:00 pm.

Este crédito fue utilizado para compra de pastas dentales, aretes, tintes para el cabello, carteras, bolsos, entre otros artículos.

La señora María con los créditos que Ceprodel le ha brindado ha logrado a comprar productos de mayor calidad para ofertarles a sus clientes y público en general, y con esta ganancia ha logrado hacer mejora a su vivienda, ha incrementado su capital de trabajo y sueña que su negocio siga creciendo cada día más.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 73
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 25.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped María Elena to buy toothpaste, purses, bags, earrings, and hair dye.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Sep 19, 2013
Oct 12, 2013
Currency Exchange Loss:
Jul 18, 2014