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Julia Yorlene
Julia Yorlene is a young woman who has been working as an executive secretary at the university in the city of León for two years. She works from 7:00 a.m. to 4:00 p.m., Monday through Friday. This is how she earns an income to support her family and help her parents.

Julia Yorlene is requesting a loan from Ceprodel to pay for medical expenses and medicines so she can recover her health and continue her work routine. With the previous loans she was able to improve her quality of life by buying domestic appliances and other accessories.
View original language description ↓
La joven Julia Yorlene, es secretaria ejecutiva de una universidad de la ciudad de León, desde hace dos años. Inicia sus labores desde 07:00 am hasta las 04:00 pm este horario de lunes a viernes. Realiza esta labor para el sustento de su familia y apoyo a sus padres.

La joven Julia Yorlene, el crédito que solicito a Ceprodel fue utilizado para gastos médicos y compra de medicinas, lo que le permitirá recuperar su salud y así continuar con sus labores diarias, con los créditos anteriores ha logrado mejor su calidad de vida comprando electrodomésticos entre otros accesorios.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 32
    View loans »
    Nicaragua Loans Fundraising
  • $26,398,725
    Funds lent in using Kiva
  • 25.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Julia Yorlene to pay personal medical expenses.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Sep 30, 2013
Oct 12, 2013
Currency Exchange Loss:
Feb 20, 2015