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Juan Carlos
Juan Carlos lives in the city of Managua and works for a state company. He is married with two small children who are both in school.

Juan Carlos is requesting a loan from Kiva to invest in buying zinc to change the roof on his home because it is in rough shape. This makes things uncomfortable for his family. He is also very grateful to Kiva and Ceprodel for the opportunity they've provided to improve his home.
View original language description ↓
Juan Carlos vive en la cuidad de Managua trabaja en una empresa del estado.
Casado con dos pequeños hijos los cuales están en edad escolar
Juan Carlos está solicitando un crédito a kiva para invertirlo en la compra de zinc para cambiar el techado de su casa ya que está en mal estado y esto es incomodo para su familia.
También quiere agradecer mucho a kiva y ceprodel por la oportunidad que le dan para mejorar su vivienda

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 38
    View loans »
    Nicaragua Loans Fundraising
  • $26,391,875
    Funds lent in using Kiva
  • 25.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Juan Carlos to buy construction materials.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Sep 17, 2013
Oct 11, 2013
Currency Exchange Loss:
Jul 18, 2014