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Pol, 33 years old, is a noble man and married with three school-aged children. He lives with his wife and children in a small village of Baray district, Kampong Chhnang province. To earn a living, he has been involved in a fishing business for 8 years. Every day he goes fishing along the Tonle Sap River and sells caught fish at the shore, where local traders usually come to collect fish to sell into the markets of the province. From this business, he is able to make a net profit of KHR 15,000 per day to cover his daily costs.

The house he lives in has deteriorated over the years and it needs some renovation to keep his family living comfortably. Due to insufficient money, he has applied for a loan of KHR 2,400,000 to buy construction materials needed for his home improvement and to pay for labor costs. He hopes to provide his family a warm place to live in without worrying about the coming rainy season and bad weather conditions.

Thanks to the lenders for this constant support. He awaits your kindness and relies on your generosity.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 141
    View loans »
    Cambodia Loans Fundraising
  • $39,838,825
    Funds lent in using Kiva
  • 4,075.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Pol to buy construction materials needed for his home improvement and pay for labor costs as well.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 11, 2013
Oct 19, 2013
Currency Exchange Loss:
Oct 17, 2014