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Maftuna and her five year old child live together with her brother and his wife in one house. Maftuna is 32 years old and divorced. The last two years she has worked with selling light women's clothing, gowns and underwear at the central market of the village of Konibodom. When she is at work her brother's wife looks after her child. Maftuna's brother also works with sales. Maftuna had already gotten the baby when she divorced from her husband. She has to provide for herself and her son alone, as her ex-husband does not help them with financially.

To develop her sales, Maftuna currently needs to purchase new goods. Winter is soon here, and people are starting to only purchase warm clothes. For this reason Maftuna needs a loan. She would like to purchase winter clothing for the loan, as this will increase demand for her goods.
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В одном доме живут Мафтуна с 5 летним ребенком и ее брат с женой. Мафтуне 32 года, разведена. Последние два года она занимается продажей легкой женской одежды, халатов и нижнего белья на центральном рынке города Конибодом. Когда она на работе за ее ребенком следит жена брата. Брат Мафтуны тоже занимается торговлей. Мафтуна развелась с мужем, уже имея ребенка. Ей приходится самой обеспечивать себя и сына, так как муж не помогает им в финансовом отношении.
Для развития торговли сейчас Мафтуне необходимо закупить новый товар. Скоро зима и люди будут покупать исключительно теплые вещи. По этой причине она нуждается в кредите. Мафтуна на деньги от кредита хочет приобрести товар зимней одежды, что способствует увеличению спроса на товар.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 196
    View loans »
    Tajikistan Loans Fundraising
  • $31,808,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Maftuna to purchase winter clothing for selling.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 16, 2013
Oct 13, 2013
Currency Exchange Loss:
May 17, 2014