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Mom, who is pictured with her child, is 22 years old. She is married and resides with a four-year-old child in Kampong Chhnang Province, Cambodia.

She has been working in garment factory for more than a year, earning approximately $2 daily. Her husband is a construction foreman who makes an income of $6 each day.

To improve her family’s finances, Mom is requesting a loan of $1,000 to purchase construction tools for her husband to use in his work. This purchase will help him obtain enough tools for bigger construction projects.

In the future, she would like to expand her husband's business, and send her child to a good school. In addition, she want to build a new house next year.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 48
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Mom to purchase construction tools for her husband to use in his work.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 12, 2013
Oct 19, 2013
Currency Exchange Loss:
Sep 20, 2014