A loan of $4,275 helped a member to restock more foods in her shop to resell.


Mt Usambara Group's story

Josephine, who is in her early thirties, is married with two sons who are in school. For five years now, Josephine has had two businesses. One is a shop selling dry food like sugar, salt, maize flour, baking flour, rice, beans and other foods. She is managing another tailoring business. Josephine starts working from 06:00am to 09:00pm daily and is able to make a good return per month.

This will be her 16th loan from Kiva partner, Tujijenge Tanzania. She used her previous loans to buy a new tailoring machine, tailoring materials and other new working equipment. She managed also to open her food shop business and has paid back all her previous loans successfully. Josephine used her business profit to pay for her house building costs and covered school fees, household expenses and reinvested back to her business. She will use this loan to restock more foods in her shop to resell. She dreams of opening a successful business which could make her life better.

Josephine will share this loan with her loan group Mt Usambara which totals nine members. The members of the group will hold each other accountable for paying back the loan.

In this group: Josephine, Gerald, Salome, Dunia, Tine, Halima, Nuru, Jalafa, Nassoro



Loan details


Lenders and lending teams




Loan details