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Guzal is a hardworking woman with a positive outlook. She is married and has four children. She and her family live in a mountainous area and she has several small houses. In order to provide their children with all the necessities, she and her husband run their own business. They are in the cattle business, buying young calves, raising them, and then selling their milk and meat. Guzal's husband also farms, which brings in a supplemental income for the family.

Guzal and her husband work very hard to expand their business and earn a larger income so that they can satisfy their family's needs and requirements in a high quality manner. Guzal also wants to build a new barn for her cattle, but she doesn't have the financial means to do so. Guzal wants to buy several more head of cattle in order to expand their cattle business. And so, Guzal applied to MDO Arvand for a loan with which to buy cattle. She is hoping for a decision in the affirmative and would like to thank MDO Arvand in advance for its support.
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Гузал позитивная и трудолюбивая женщина. Она замужем и имеет четверых детей. Вместе со своей семьёй она живёт в горной местности, у неё есть маленький дом. Чтобы обеспечивать своих детей всем необходимым Гузал вместе с мужем ведут свой бизнес. Гузал занимается животноводством. Они покупают маленьких телят и потом выращивают их, затем продают полученное мясо и молоко. Муж Гузал также занимается земледелием, что приносит дополнительный доход в семью. Сейчас Гузал с мужем усердно работают над тем, чтобы расширять свой бизнес, и получать больше дохода, чтобы качественно удовлетворять нужды и потребности своей семьи. Также Гузал хочет построить новый коровник для скот, но у неё недостаточно денежных средств. Чтобы расширить бизнес животноводства, Гузал хочет закупить ещё несколько голов скота. Поэтому она обратилась в Арванд и желает получить кредит на покупку скота. Она надеется на положительный результат и заранее благодарит Арванд за поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 204
    View loans »
    Tajikistan Loans Fundraising
  • $32,074,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Guzal to buy cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 27, 2013
Oct 12, 2013
Currency Exchange Loss:
Sep 17, 2014