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The borrower lives in his own home with his parents. He has a store where he sells staples such as bread, milk, eggs, canned goods, bottled water, vegetables, and other products. He is a very responsible and kind person who has a variety of customers due to the range of his products.

The borrower is asking for a loan with which he can have the necessary money to buy a greater quantity of products. This is because his greatest desire is to be able to stock his business and thus receive greater earnings and have a better quality of live, together with his parents.
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El cliente vive en casa propia con sus padres, él posee una tienda en la cual comercializa productos de primera necesidad como: pan, leche, huevos, alimentos enlatados, agua embotellada, verduras y otros productos más. Él es una persona muy responsable y amable la cual cuenta con varios clientes por la variedad de productos. El cliente solicita un préstamo por medio del cual pueda contar con el dinero necesario para comprar mayor cantidad de productos, ya que el mayor deseo de él es el de poder surtir su negocio y así percibir mayores ganancias y tener una mejor calidad de vida junto con sus padres.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


About El Salvador

  • $7,500
    Average annual income
  • 545
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped this borrower to buy bread, milk, eggs, canned foods, bottled water, vegetables, etc.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 24, 2013
Oct 11, 2013
Currency Exchange Loss:
Aug 23, 2014