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Juan, 23, is a responsible young man living with his parents who he cares for with much love in the house he was born in. He works in a local school doing administrative chores starting very early in the morning. He started working many years ago and thanks to that he’s now studying and saving money to open his own business. He wants to continue with what he learned as a boy: agriculture or animal husbandry. He expects to reach his goals because he’s a young entrepreneur.

At present, he wants to invest in making some home improvements to his parents’ house. This is his first Kiva loan and he’s grateful for this progress opportunity and promises to be punctual with his payments. He enjoys belonging to his association where all are united and mutually supportive. Juan will use the 1,000 soles to buy supplies like cement, sand and bricks, among others to improve the house’s walls and make them stronger.
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Juan, de 23 años es un joven responsable. Vive en compañía de sus padres a los que cuida con mucho amor en la casa de ellos desde que nació. Desde las primeras horas del día se dedica al trabajo en una escuela de la localidad, donde realiza trabajos administrativos, ya comenzó a trabajar desde hace muchos años, gracias a ellos ahora se encuentra estudiando y ahorrando dinero para poder abrir un negocio propio, desea continuar con lo que aprendió desde pequeño, “la agricultura o ganadería”, espera poder concretar sus objetivos pues es un joven emprendedor. Ahora desea invertir el dinero en la mejora de la casa de sus padres. Este es su primer crédito con KIVA y agradece la oportunidad de progreso, prometiendo ser puntual con el pago de sus cuotas. Además gusta de pertenecer a su asociación, donde todos son unidos y solidarios. Juan, invertirá los S/.1000 soles en la compra de materiales tales como cemento, arena, ladrillos, entre otros, para mejorar las paredes de su vivienda con una más resistente.

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About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Peru

  • $12,000
    Average annual income
  • 87
    View loans »
    Peru Loans Fundraising
  • $63,784,825
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD