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Maricela Yolanda
The client is from the city of Libertad. She started some time ago by selling candy, and as this went well she expanded her selection and included groceries. So far the business has been very profitable. She works on her own at home every day.

She is in a common-law relationship and her spouse is a small-scale fisherman. She has four minor children and they go to the area's public school. Her dream is to succeed in having her own minimart on the ring road near her home. Now she needs a loan to buy rice, sugar, flour, soft drinks, vegetables and other products to sell.
View original language description ↓
La cliente es de la ciudad de Libertad. Empezó tiempo atrás vendiendo golosinas, como le fue bien con ésto, amplió su oferta e incluyó víveres. Hasta ahora el negocio le ha resultado muy productivo. Trabaja sola en su casa, todos los días. Se encuentra en estado de unión libre y su cónyuge se dedica a la pesca artesanal. Tiene 4 hijos menores de edad y estudian en la escuela fiscal de su sector. Su sueño es llegar a tener su propio mini market en el perímetro cercano a su domicilio. Ahora necesita el crédito para la compra de arroz, azúcar, harina, colas, legumbres y otros productos para su comercialización.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.


About Ecuador

  • $10,600
    Average annual income
  • 41
    View loans »
    Ecuador Loans Fundraising
  • $26,542,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Maricela Yolanda to buy groceries.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 16, 2013
Nov 1, 2013
Currency Exchange Loss:
Oct 31, 2014