A loan of $1,200 helped to buy more essential items such as sugar, milk and bread to sell.


Muhamed's story

Muhamed is 37 years old and lives in the town of Masindi in the Hoima region of Uganda. He is married and has four children who are all currently in school. For the past ten years, Muhamed has been working hard to manage his retail shop, which sells items like sugar, soap and salt.

To help expand his business, Muhamed has requested a loan of 3,000,000 UGX from BRAC Uganda. The loan will be used to buy more essential items such as sugar, milk and bread to sell, and will help Muhamed to generate greater profits and pay school fees for his children. Muhamed hopes that in the future he will be able to expand the business into a wholesale shop.

Muhamed is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Muhamed who do not have enough collateral for commercial loans, but have businesses that have grown too large for microloans.



Loan details


Lenders and lending teams



Loan details