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Azra is a 48-year-old married woman and a mother of three children: one son and two daughters. She is doing a business of ‘waan’ manufacturing, which is a thread-like material used to make a bedstead of wooden frame on four legs. She offers various types of ‘waan’ in different colors, and is famous in providing good quality material in her community.

Azra operates the machine at home with the help of her husband. They are contentedly doing it together for the sake of their family. She is trying hard to fulfill the needs of her family members, and due to her earnings, she is better able to manage her household more efficiently.

It’s her second year with Kashf Foundation. Azra has applied for a loan of 25,000 PKR (Pakistani rupees) to buy another machine to make the ‘waan’ with fresh quality thread, to increase her sales. She dreams to expand her business and increase her profits.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 262
    View loans »
    Pakistan Loans Fundraising
  • $17,365,700
    Funds lent in using Kiva
  • 106.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Azra to buy another machine to make ‘waan’ (a thread-like material used to make a bedstead) with fresh quality thread.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 20, 2013
Oct 18, 2013
Currency Exchange Loss:
Oct 17, 2014