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Bilquis' Group
In this Group: Bilquis, Asia, Shagufta, Samina, Razia, Rashidan
Bilquis baji is the wife of M. A. and a mother of ten children: four sons and six daughters. She lives in a small area of the city of Kasur, named Kot Radha Kishan,Pakistan. Bilquis baji owns a two room brick house and has been living in it for the last 34 years. Her older three sons work in a factory. Her husband is a loader. He loads the vegetables and transports them to the clients. Bilquis baji is a milk seller and has been in this profession for the last 30 years. She is applying for a loan to buy a buffalo to expand her milk business.

Bilquis baji is joined in her loan group by five other members. Asia baji wants a loan to buy groceries for her grocery shop. Shagufta baji wants a loan to buy iron rods which are used to construct the roofs of the houses. Samina baji wants a loan to buy clothes to resell. Razia baji and Rashidan baji each want a loan to expand their hair oil businesses.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 345
    View loans »
    Pakistan Loans Fundraising
  • $16,486,475
    Funds lent in using Kiva
  • 75.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Bilquis' Group's $1,525 loan helped a member to buy a buffalo.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 15, 2008
Sep 1, 2008
Currency Exchange Loss:
Dec 2, 2009