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Yasmeen is a 37-years-old married woman living with her four children and spouse in the area of Lahore, Pakistan. Her husband is expert in preparing betel leaf because he has been running this shop for many years and lot of customers like to eat betel leaf which is prepared by him. He sells betel leaf consisting of sweet ingredients, mints or tobacco as well. In addition to betel leaf he offers cigarettes of different brands as well.

With the growth of business he wants to start selling cold drinks, soft drinks and mineral water. He wants to offer cold drinks also but he does not have refrigerator for the preservation of drinks and enough money as well.

Therefore, Yasmeen requested a loan from Kiva’s field partner BRAC Pakistan, so that he can buy a refrigerator and cold drinks to sell.

In this way he will be successful and win the trust of his customers and get excess income also. His family needs are growing day-by-day; he could easily cope and handle the critical situations easily. Yasmeen is very thankful to Kiva and hopes that the Kiva lenders will support her.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 385
    View loans »
    Pakistan Loans Fundraising
  • $16,478,525
    Funds lent in using Kiva
  • 106.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Naseem to buy a refrigerator to preserve cold drinks.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 8, 2013
Oct 17, 2013
Currency Exchange Loss:
Sep 17, 2014