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Edeline Joy
Edeline Joy is studying Bachelor in Elementary Education at Lasalle University in Ozamiz City. Her determination in pursuing her dreams helped her to compete in school activities. She has four siblings who need parental support, too.

This semester, Edeline Joy needs to pay the university fees for the first semester. She joined Gata Daku Multi-Purpose Cooperative (GDMPC) and borrowed a loan of PHP 14,000 to cover the costs.

Edeline Joy is hopeful of finding success in the future and to be able to augment her family's living.

Additional Information

More information about this loan

This loan is part of GDMPC's new student loan program. GDMPC developed this program, with technical assistance from Vittana, to meet the needs of youth who are unable to obtain a higher education because they lack the finances. These loans cover students tuition and other school expenses, giving students the chance to complete vocational school or university. GDMPC believes that this education will equip students with the skills necessary to enter the workforce or start their own business. 


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

About Philippines

  • $7,000
    Average annual income
  • 383
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 43.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Edeline Joy to pay the university fees for the first semester.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
At end of term
Sep 24, 2013
Oct 17, 2013
Currency Exchange Loss:
Oct 17, 2015