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Byron Jose
Byron is married with children, and is from León, located in the west of the country. He is known as being hard-working and responsible, with the desire to improve himself. Unfortunately, because of a lack of economic resources, he was unable to go to university, however, he would have liked to study system engineering. As a result, he fights every day to give his children a better future.

Thanks to his effort and his desire to succeed, Byron works in a grocery store. It is a small shop which sells small quantities of foodstuffs such as rice, milk, bread, detergent, oil, juice and soap. He spends around twelve hours in his store every day, and enjoys it very much.

The purpose of the loan is to invest in working capital and stock his business buying and selling foodstuffs so that in the near future, he can earn more. Byron is grateful for the help that Kiva investors give to those with limited means and poor countries such as Nicaragua.
View original language description ↓
El sr. Byron , casado, con hijos bajo su responsabilidad, originario de León, lugar que está ubicado en la zona de occidente del país. Él se caracteriza por ser trabajador, responsable, con ganas de superación personal. Lamentablemente por falta de recursos económicos no pudo cursar una carrera universitaria, pero le hubiera gustado estudiar la carrera de ingeniería en sistema. Por lo tanto lucha día a día para brindarles un futuro mejor a sus hijos.
Gracias a su esfuerzo y sus ganas de salir adelante Byron tiene por actividad económica una pulpería, es una pequeña tienda que vende productos comestibles en cantidades pequeñas como arroz, frijoles, azúcar, leche, pan, detergente, aceite, jugos, jabón. El dedica a su negocio unas doce horas diarias, actividad que la desempeña con mucho gusto. El objetivo del crédito es invertir en capital de trabajo y surtir su negocio en la compra y venta de productos comestible para que en un futuro no muy lejano pueda obtener mejore ingresos. Byron agradece la ayuda que los inversionistas kiva le brindan a personas de escasos recursos y países pobre como es Nicaragua.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).


About Nicaragua

  • $4,800
    Average annual income
  • 51
    View loans »
    Nicaragua Loans Fundraising
  • $26,278,975
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Byron Jose to invest in working capital and stock his store buying and selling foodstuffs such as rice, beans, milk, bread, eggs, detergents, soap and oil.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Sep 9, 2013
Oct 18, 2013
Currency Exchange Loss:
Sep 17, 2014