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Dado, a lady of 47 years of age, is married and mother of two daughters. She has been an active merchant for over 20 years. She embraced her small business very early on, and in that time she most often sold beads and incense. Wanting to benefit from the approaching holidays, Dado decided to renew her loan in order to buy fabrics to resell for the holiday of Tabaski, while also continuing her business of selling incense and beads. She sells her merchandise between 9 am and 1 pm, and between 4 pm and 7 pm. She sells her merchandise on foot and sometimes provides her services for religious ceremonies such as baptisms, weddings...

With the revenue she earns from her business, Dado can diversify the products and services she sells, and pay for breakfast for her children. Dado's children are girls, and in African culture girls are destined for marriage, and for leaving the parental home to join the marital home. With this in mind, Dado wants to have her own home that she can pass on to her children so they will be free from want.
View original language description ↓
Madame Dado, une dame de 47 ans, mariée et mère de deux filles, s’active dans le commerce depuis plus de 20ans. Elle a très tôt embrassé le petit commerce ; en ce temps, elle vendait le plus souvent des perles et de l’encens. Voulant profiter des fêtes qui approchent, Dado décide de renouveler son crédit afin de pouvoir acheter des tissus et revendre pour la Tabaski, mais aussi continuer son activité de vente d’encens et de perles. Elle est active entre 9h et 13h et entre 16h et 19h. Elle fait de l’ambulant et donne dès fois ses services dans des cérémonies religieuses comme les baptêmes, les mariages… Avec les recettes de son activité, elle peut diversifier les produits et services et prendre en charge le petit déjeuner de ses enfants.
Puisqu’ayant que des enfants filles et que dans la culture africaine les filles sont destinée au mariage c'est-à-dire quitter le domicile parental pour aller rejoindre le domicile conjugal. Compte tenue de cela elle veut avoir sa propre maison qu’elle cédera à ses enfants pour les mettre à l’abri du besoin.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $2,300
    Average annual income
  • 5
    View loans »
    Senegal Loans Fundraising
  • $15,175,275
    Funds lent in using Kiva
  • 483.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Dado to purchase fabric for resale during the holiday of Tabaski.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 27, 2013
Oct 10, 2013
Currency Exchange Loss:
Oct 27, 2014