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Trabajando Por El Futuro Group
In this Group: Isabel, Luis Miguel, Ada, Teresa Maria, Marcial, Guisela De Los Milagros, Martha Elena, Honoria Flora, Jacinta, Yennifer Zulema, Karla

Update on Trabajando Por El Futuro Group

The "Trabajando por el Futuro" group is made up of 11 members who are hard-working, and responsible with their group payments. Isabel is 38, lives with her partner, and has two children who go to school. For 15 years she has been an amusement games concessionaire at a country club. Years ago she farmed with the support of her husband.

She will use the loan to purchase a trampoline. Her greatest wish is to start building rooms to rent out.

The group is grateful to the Kiva investors for the loan offered. Isabel is the first person seated on the left, wearing a yellow T-shirt. Likewise, in the upper right part is the photo of Guísela, who could not be at the meeting due to work reasons.
View original language description ↓
El grupo “TRABAJANDO POR EL FUTURO” se encuentra conformada por 11 socias trabajadores y responsables con sus cuotas de grupo. Isabel tiene 38 años es conviviente con 02 hijos educando. Hace 15 años es concesionaria de fuegos recreativos en un club campestre. Años atrás se dedicaba a la agricultura con el apoyo de su esposo. El préstamo lo invertirá en la compra de una cama elástica. Su mayor deseo es iniciar la construcción de mini departamentos para darlos en alquiler. El grupo agradece a los inversionistas KIVA por el préstamo brindado. Isabel es la primera persona sentada del lado izquierdo viste polo amarillo. Y de la misma manera se encuentra incluida la foto de Guísela en la parte superior derecho que no pudo estar en la reunión por motivos laborales.

Previous Loan Details

This the “Trabajando Por El Futuro” group, with 10 members working in various businesses. They are starting their seventh loan cycle. The great majority of them are neighbors. Teresa is 61 and married. She is still supporting one of her children. She began by selling some groceries and candy, and... More from Trabajando Por El Futuro Group's previous loan »

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 41
    View loans »
    Peru Loans Fundraising
  • $64,450,300
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Trabajando Por El Futuro Group's $5,725 loan helped a member to buy a trampoline.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Sep 25, 2013
Oct 9, 2013
Currency Exchange Loss:
Mar 17, 2014