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Candelaria De Los Ángeles
Candelaria is a hardworking and responsible single mother. She lives with her three children, who are her greatest motivation to go on. For many years, Candelaria has wanted to build a wall at the back of her home, but this has been impossible due to a lack of resources. Now, however, thanks to the loan she received from FUSAI, she will be able to purchase the necessary materials, such as bricks, cement and iron, to build the wall which will help her family to feel safer in their home.
View original language description ↓
Candelaria es una madre soltera muy trabajadora y responsable, vive junto a sus tres hijos quienes son su mayor inspiración para salir adelante. Candelaria desde hace muchos años que desea poder construir un muro perimetral en la parte trasera de su casa, lo cual hasta la fecha por falta de recurso le había sido imposible, pero ahora gracias al préstamo otorgado por FUSAI podrá invertir en la compra de materiales como: ladrillo, cemento y hierro para realzar la construcción del muro de su hogar, lo que le permitirá sentirse más segura en su casa junto a su familia.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


About El Salvador

  • $7,500
    Average annual income
  • 403
    View loans »
    El Salvador Loans Fundraising
  • $31,295,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Candelaria De Los Ángeles to buy building materials for a wall around her home.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 7, 2013
Oct 9, 2013
Currency Exchange Loss:
Nov 17, 2013