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Maya is from the Chaitura district, West Georgia. She is 37 years old and married with a school age daughter. Maya’s husband owns a car and serves the locals as a taxi driver to earn a living.
Maya has graduated from pedagogical college and works as a teacher at the local nursery school. Unfortunately, a teacher’s salary is very small so Maya decided she should generate additional income.
She requests a loan to renovate a room in her house to start a special education and rehabilitation centre for disabled children there.
Children who have physical, mental and developmental disabilities will be provided with education according to their intellectual level. The center will work on weekends, when other schools are closed.
Maya has experience with disabled children and she can handle this challenge well. Maya loves children very much and hopes her project will be useful for them.

Additional Information

More information about this loan

This loan is part of Credo's startup loan program targeting particularly vulnerable clients who live at the subsistence level and have been unable to obtain credit due to lack of income from an existing business. This program offers them a longer repayment term and an annual interest rate that is 5% lower than the standard interest rate. By funding this loan, you are supporting a program that gives borrowers a second chance to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. Learn more about Credo's startup loan program on the Kiva Blog.

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 43
    View loans »
    Georgia Loans Fundraising
  • $8,648,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Maya to renovate a room in her home to start special education and a rehabilitation centre for disabled children.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Sep 28, 2013
Oct 16, 2013
Currency Exchange Loss:
Aug 18, 2014