Bintou is sitting on the right, at the front of the picture. She sells wheatflour fritters. She will buy 1 sack of flour and half a sack of sugar with this loan. Her purchase-to-sale cycle is one week. She expects to earn 10,000 francs CFA a month and will reinvest part of it in her business, and save the rest in order to buy a goat.
Elles se sont connues à travers des liens de parenté, de voisinage et d’amitié. Elles font le commerce de condiment de tubercules de la farine et des céréales.
Les femmes du groupe Sabougnouma sont à leur dixième prêt solidaire.
La cliente Bintou la personne assise à droite, est vendeuse de friture de farine de blé. Elle compte acheter 1 sac de farine et un demi-sac de sucre. Son cycle d’achat vente est d’une semaine. Elle compte réaliser un bénéfice mensuel moyen de 10000 FCFA dont une partie sera réutilisé dans l’activité et l’autre épargnée en vu d’acheter une chèvre.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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